Telehealth is a virtual health service that allows you to consult with a medical professional through phone orvideo calls. These virtual visits, sometimes referred to as Telemedicine or Teledoc, can cover a wide range ofnon-emergency health issues such as:
Common colds and flu
Allergies
Skin conditions
Mental health concerns
Prescription refills
Benefits and Advantages of Using Telehealth
Convenience: No need to travel; consult a doctor from the comfort of your home.Accessibility: Easy access to healthcare professionals, especially useful for those in rural areas.Time-Efficient: Quick consultation times means less waiting.Comprehensive Care: Access to a range of healthcare services, including mental health.
Does Medicare Cover Telehealth?
Original Medicare (Part A and Part B)Original Medicare offers limited coverage for telehealth services. These typically include services like mentalhealth counseling and certain preventive health screenings. The coverage can be restrictive.
Medicare Advantage Plans (Part C)Most Medicare Advantage plans offer broader benefits beyond what Original Medicare covers, includingservices like Teladoc and even more extensive telehealth options.
Medicare Supplement Plans (Medigap)Medigap plans generally do not cover additional services like telehealth. If your primary Medicare plan coversa telehealth visit, Medigap might cover the associated out-of-pocket costs. Check your specific plan details tofind out.
Check Your Plan Benefits
If you are unsure about your Medicare coverage related to telehealth, ask your insurance provider to verify yourcoverage and ask your doctor or specialist when scheduling an appointment if they offer Telehealth services viaphone or video.
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